Terms of Service

These Terms govern your use of My Digital AI Empire (the "Service"), operated by My Digital AI Empire ("we," "us"). By creating an account, activating, or using the Service, you agree to these Terms. If you do not agree, do not use the Service.

1. What the Service is

My Digital AI Empire is a platform that gives members AI-powered tools to generate branded digital products (such as PDF guides), a hosted storefront to sell them, and an optional referral program. The tools and storefront have standalone value and you are paying primarily to use them.

2. Eligibility

You must be at least 18 years old and able to form a binding contract. You are responsible for keeping your login secure and for all activity under your account.

3. Billing & activation

• Activation payment: a one-time payment (currently $147) is charged to activate your account. It may be paid in full or, where offered, over time via a buy-now-pay-later provider (Klarna, Afterpay, or Affirm).
• Monthly service: a recurring fee (currently $19 per month) keeps your storefront, tools, and automated follow-up running. It begins at signup and renews automatically each month until you cancel. You authorize us to charge your payment method on a recurring basis. You may cancel any time; cancellation stops future renewals and access continues through the end of the paid month.
• Platform fee on your sales: when you sell a product through your storefront, we retain a platform fee of 10% of the sale price and the remainder is paid to you through Stripe. You are responsible for your own taxes on what you earn.
• Payouts: you must complete Stripe Connect onboarding to receive money. We do not hold your funds; Stripe pays you directly.
• Prices may change with notice. Buy-now-pay-later providers have their own separate terms with you.

4. All sales are final — no refunds

5. Referral / affiliate program

• Members may earn referral commissions for new members who join through their referral link. Current rates: a one-time commission on the activation fee, and a recurring commission on the membership for as long as the referred member stays active.
• Commissions are paid through Stripe Connect. You must complete payout onboarding (identity and bank details) before any commission can be paid; until then earnings are held as pending.
• Chargebacks & reversals: if a referred payment is later reversed, refunded, or charged back, the related commission is reversed and may be deducted from your current or future earnings balance.
• We may withhold or reverse commissions for fraud, self-referral, fake accounts, or abuse, and may modify or end the program at any time.
• No earnings guarantee: commissions depend on your own efforts and results. We do not promise any specific income. Nothing here is a guarantee of earnings.

6. Your products & your storefront

• You are the seller of record for products sold through your storefront. Storefront sales are processed through your connected Stripe account; a platform fee is deducted from each sale at the time of purchase.
• You are responsible for the products you create, sell, and deliver, including their accuracy and your compliance with applicable laws and any claims you make.
• AI-generated content can contain errors. You are responsible for reviewing what you publish.

7. Acceptable use

You agree not to use the Service to create or sell anything unlawful, infringing, deceptive, hateful, adult/explicit, or harmful, and not to misuse, scrape, or attack the platform. We may suspend or terminate accounts that violate these Terms.

8. Intellectual property

The platform, its software, branding, and templates are owned by us. Products you generate for your own use are yours to sell, subject to these Terms and the rights of any third parties. You grant us a limited license to host and display your storefront and products to operate the Service.

9. Disclaimers & limitation of liability

The Service is provided "as is" without warranties of any kind. We are not liable for any indirect, incidental, or consequential damages, and our total liability is limited to the amount you paid us in the prior three months.

10. Termination

You may stop using the Service at any time. We may suspend or terminate access for violations of these Terms. Sections that by their nature should survive (payments owed, disclaimers, limitations) survive termination.

11. Changes & governing law

We may update these Terms; continued use after changes means you accept them. These Terms are governed by the laws of the State of Virginia, without regard to conflict-of-law rules.

12. Contact

Questions about these Terms: mfjanowski@gmail.com.